Service fees applicable to International Debit Card products

30/03/2026 08:16

SERVICE FEE APPLICABLE TO INDIVIDUAL CUSTOMERS, BUSINESS HOUSEHOLDS

AND PAYMENT ACCEPTING UNITS

(Effective from April 22, 2026) 

 

INTERNATIONAL DEBIT CARD SERVICES

 

INDIVIDUAL CARD

 

Card issuance

 

 

 

 

C601

First issuance of main card

 

 

 

 

 

Mastercard Platinum Sendo Card

 

 

 

 

 

- Physical card

100,000 VND

 

 

 

 

- Non-physical card

Free of charge

 

 

 

 

Other card types (**)

Free of charge

 

 

 

C610

Reissue card

 

 

 

 

 

Mastercard Debit Platinum Card for Priority Customers (Premium Banking Card)

Free of charge

 

 

 

 

Visa/Mastercard Vpay Card

Free of charge

 

 

 

 

Mastercard Debit Platinum Sendo Card 

Free of charge

 

 

 

 

Other card types

50,000 VND

 

 

 

C612

Issue of supplementary card (including first issuance and reissue)

 

 

 

 

 

Supplementary Mastercard Debit Platinum Card for Priority Customers (Premium Banking Card)

Free of charge

 

 

 

 

Other card types

50,000 VND

 

 

 

C631

Card renewal fee

 Free of charge

 

 

 

C023

Card delivery fee (**)

18,182 VND

 

 

 

 

Annual fee

 

 

 

 

C621

Main card annual fee

 

 

 

Automatic

 

Mastercard Debit Platinum Card for Priority Customers (Premium Banking Card)

Free of charge

 

 

 

 

Visa Debit Platinum Healthy Card

163,636 VND

 

 

 

 

Visa/Mastercard Debit Platinum Vpay Card (non-physical card)

90,000 VND

 

 

 

 

UPI Debit Gold Card

120,000 VND

 

 

 

 

Visa Debit Gold Sakura Card (VND/USD Account)

Free of charge

 

 

 

 

Visa Debit Gold Card USD

120,000 VND

 

 

 

 

Mastercard Platinum Sendo Card (physical & non-physical card)

20,000 VND/month

 

 

 

 

JCB Debit Platinum Card

 

 

 

 

 

- Physical card

163,636 VND

 

 

 

 

- Non-physical card

90,000 VND

 

 

 

 

Mastercard Debit Platinum Eliv3 Card (***)

90,000 VND

 

 

 

C622

Supplementary card annual fee

 

 

 

Automatic

 

Supplementary Mastercard Debit Platinum Card for Priority Customers (Premium Banking Card)

Free of charge

 

 

 

 

Supplementary Visa Debit Platinum Healthy Card

60,000 VND

 

 

 

 

Supplementary UPI Debit Gold Card

60,000 VND

 

 

 

 

Supplementary Visa Debit Gold Sakura Card (VND/USD Account)

Free of charge

 

 

 

 

Supplementary Visa Debit Gold Card USD

Free of charge

 

 

 

 

Supplementary JCB Debit Platinum Card

 

 

 

 

 

- Physical card

163,636 VND

 

 

 

 

- Non-physical card

90,000 VND

 

 

 

 

Mastercard Debit Platinum Eliv3 Card

90,000 VND

 

 

 

C630

Fee for international debit card fraud insurance (according to Insurance Company's Fee)

According to the regulations of the Insurance Company

Automatic

 

Cash withdrawal fee

 

 

 

 

C642

Cash withdrawal fee at ATM (domestic)

0.05% total withdrawal amount, minimum 10,000 VND

 

 

 

 

Cash withdrawal fee at ATM (international)

3% total withdrawal amount, minimum 30,000 VND

 

 

 

C640

Cash advance fee at POS (domestic)

2.5% total withdrawal amount, minimum 10,000 VND

 

 

 

 

Cash advance fee at POS (international)

3% total withdrawal amount, minimum 30,000 VND

 

 

 

C643

Cash advance fee at POS (domestic)

2.5% total withdrawal amount, minimum 10,000 VND

 

 

 

 

Cash advance fee at POS (international)

3% total withdrawal amount, minimum 30,000 VND

 

 

 

 

Tại ATM của VietinBank (bằng thẻ hoặc bằng mã QR)

 

 

 

Automatic

 

Mastercard Debit Platinum Premium Banking Card (Priority Customer Card)

Free

 

 

 

 

Visa Debit Gold Sakura Card (VND/USD Account)

Free

 

 

 

 

Other card types

1,000 VND

 

 

 

 

At other banks' ATMs

 

 

 

 

C643

-   Within Vietnam

9,090 VND/transaction

 

 

Automatic

C644

-   Outside Vietnam

3.64%

50,000 VND

 

Automatic

C645

At VietinBank cash advance, POS points

0.055%

20,000 VND

 

Automatic

C646

At other banks' POS

3.64%

50,000 VND

 

Automatic

 

Interbank transfer at VietinBank ATMs and kiosks

 

 

 

 

 

Mastercard Debit Platinum Priority Banking Card (Premium Banking Card)

Free

 

 

 

 

Other cards:

 

 

 

 

C692

Transfer within the system at VietinBank ATMs, kiosks - VND

3,000 VND

 

 

Automatic

C693

Transfer within the system at VietinBank ATMs and kiosks - USD

0.1818 USD

 

 

Automatic

C694

Transfer outside the system at VietinBank ATMs and kiosks

10,000 VND

 

 

Automatic

C694

Transfer at ATMs of other banks

10,000 VND

 

 

Automatic

 

Inquiry, complaint handling (only charged when customer's complaint is incorrect)

 

 

 

 

C665

-   Intra-network transactions

72,727 VND

 

 

 

C666

-   Out-of-network transactions

272,727 VND

 

 

 

C668

PIN reissuance fee

 

 

 

 

 

Mastercard Debit Platinum Priority Banking Card (Premium Banking Card)

Free

 

 

 

 

Other cards

 

 

 

 

C692

- At VietinBank Transaction Offices/Branches

27,273 VND/bill

 

 

 

 

- Via VietinBank iPay

Free

 

 

Automatic

 

Fee for reissuing transaction slip copy

 

 

 

 

C671

-   At VietinBank ATM/Kiosk

18,182 VND/bill

 

 

 

C672

-   At non-VietinBank agent ATMs/Kiosks

72,727 VND/bill

 

 

 

 

Inquiry/view statement, print receipt/statement

 

 

 

 

C674

-   At VietinBank ATMs

Free

 

 

Automatic

C676

-   At VietinBank POS (inquiry)

Free

 

 

Automatic

C677

-   At other banks' ATMs, POS

7,273 VND/transaction

 

 

Automatic

C635

Card closing fee

 

 

 

 

 

- Via iPay

100,000 VND

 

 

Automatic

 

- At the counter

50,000 VND

 

 

 

C680

Foreign currency exchange fee

1.82% of transaction value in VND

 

 

Automatic

C681

Foreign currency transaction processing fee

0.91% of transaction value in VND

 

 

Automatic

C688

Fee for processing domestic currency transactions (applied for transactions paid in VND at foreign POS)

 

 

 

Automatic

 

Transaction Value <= 500,000 VND

 

 

 

 

 

- MC foreign currency conversion

1.00% of transaction value + 8,000 VND/transaction

 

 

 

 

- Other foreign currency conversions

0.80% of transaction value + 3,000 VND/transaction

 

 

 

 

Transaction Value > 500,000 VND

0.80% of transaction value

 

 

 

(**) Some products are waived according to product policies from time to time

(***) Currently, the first year's annual fee is waived according to product policy

 

 

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