The social housing buyer is facilitated to access to low-cost loan fund - 1.5% - 2% lower than the VND average medium and long-term lending rate offered by the State commercial banks (including VietinBank, Agribank, BIDV, and Vietcombank)

The social security purpose with response to the Government’s and SBV’s directives, facilitating housing stability for low-incomer

• Loan limit: Up to 70% of Sales Contract value
• Loan tenor: At most 20 years
• Securities: Complete security by asset rights originated from sales contract of social housing or other properties under VietinBank’s regulation.

• Legal documents: ID card/Citizen ID card/Passport; Residence information; Certificate of Marriage/Single Status
• Facility documents: Loan request forms cum Loan/Loan Repayment Plans, loan plans, sales contracts of social housing, invoices/payment vouchers
• Financial documents, proving loan repayment sources 
• Collateral documents
• Other documents under the regulations of the Ministry of Construction