Online secured overdraft loans for living purpose
Benefits for the customers
  • Practicability using mobile phone and 24/7 loan service, at any time and any where
  • Approval in just 5 minutes
  • Waiver from direct visit to the bank counter, regardless of the bank’s opening/closing hours
  • Saving time, cost and effort for customers.
Features
  • Maximum online loan limit: VND 100 million
  • Overdraft limit tenor: Not exceeding due date of collaterals and at most 12 months
  • Suitable collaterals: Saving deposit opened on VietinBank iPay application 
  • Instant satisfaction of customer’s living loan demand
Eligibility conditions
  • Saving deposit opened on VietinBank iPay application.
  • VietinBank iPay download and application on Internet connection devices.
  • Other conditions as prescribed by VietinBank from time to time
Application procedures

100% online operations via VietinBank iPay application without providing paper documents