- Spend first, pay later with zero interest rate
- Payment term up to 55 days for all spending and shopping transactions
- Goods and service payment and domestic withdrawal at any VietinBank ATMs/POSs and domestic banks
- Flexible payment mechanism: No need to pay for all outstanding balance, just minimum amount specified at the statement
- Various form of outstanding balance payment: counter-based cash top-up/transfer from debit account via VietinBank iPay/ATM, automatic debit from VietinBank current account, payment transfer from other banks
- SMS or text-based balance alert service of card account balance - change control via VietinBank iPay (OTT) application
- Flexible card credit limit to the customer's highest satisfaction
