- Spend first, pay later with zero interest rate
- Payment term up to 55 days for all spending and shopping transactions
- Goods and service payment and domestic withdrawal at any VietinBank ATMs/POSs and domestic banks
- Flexible payment mechanism: No need to pay for all outstanding balance, just minimum amount specified at the statement
- Various form of outstanding balance payment: counter-based cash top-up/transfer from debit account via VietinBank iPay/ATM, automatic debit from VietinBank current account, payment transfer from other banks
- SMS or text-based balance alert service of card account balance - change control via VietinBank iPay (OTT) application
- Flexible card credit limit to the customer's highest satisfaction
Promotion
Expired01/01/2025
Extend and adjust the Promotion Program "Open JCB - Get 200,000 VND back when spending at UNIQLO- 65 days remaining
02/01/2025
Open spending card, take gift up to VND500,000 with VietinBank - Expired
29/11/2024
Increasing incentive for promotion programs "Use Visa card - Refund automatically"