• Diversifying card payment methods to enhance customer experience when using VietinBank credit card services.
• Customers are given priority to choose the type of credit card that suits their needs, make payments flexibly and proactively, including the ability to make offline payments using non-physical cards.
• Customers can spend first and pay later with the credit card's interest-free policy of up to 55 days.
• In particular, using the V-Credit QR service provides safety and minimizes risk for customers because they do not need to carry a physical credit card to make payments.

VietinBank’s credit cardholders can make payments using the VietinBank iPay app by scanning QR code through credit cards at units accepting VNPAY cards.

Card requirements to use the service:

Activated domestic and international credit cards that have remaining credit.

V-Credit QR Payment Guide

Step 1: 

• Customers download the VietinBank iPay application on their mobile device (in case they do not have VietinBank iPay app yet);
• Log in to the VietinBank iPay system using the iPay account that was provided when registering to use the iPay service;
• On the “QR Pay” function on the iPay screen, customers choose to scan the VNPay QR code at the payment point.

Step 2:

• In the “From account/ credit card” field, customers choose their active Credit card source (including domestic and international credit cards);

Step 3:

• Customers confirm payment by OTP SMS/ SOFT OTP or fingerprint to complete the transaction.