Payment Solution
Payment and Cash Flow Management

Introduction

VietinBank provides superior cash flow management solutions through diverse channels, and offers customized solutions per the request of non-credit institution financial institutions including: Insurance companies, Securities companies, Fund management companies, and other financial intermediaries....

Benefits for the customers

Modern technology system, meeting international security standards
More than 1,000 transaction points throughout 63 provinces and cities
Diverse payment channels
Available on 24/7 basis, maximizing automatic processing, with instant response mechanism
Help control and manage cashflow effectively
Premium customer care policy and services

Advantages of VietinBank

Pioneer in payment and cash flow management solutions with a team of experienced personnel and the most advanced technical infrastructure in the Vietnamese banking system
Flexible and competitive fee policy

Collection via counters
Customers of FIs can make cash deposit/account deduction at VietinBank's transaction counter to make payment.
Collection via QR code
This service allows easy management of revenue from QRCodes issued by different banks, which are connected to VietinBank’s system. Information about the revenue stream can be extracted upon your inquiry or automatically transferred to you as per your request.
Collection via Ipay
Allow customers of FIs to use the "Pay bills" function on the Ipay application/web to make payment.
Disbursement via API
Through API connection, VietinBank automatically transfers money to accounts inside or outside the VietinBank system as per your request.
Collection via POS
VietinBank integrates the customer's payment amount into the POS machine through software connected to you, thereby immediately displaying the customer's payment amount in each transaction and instantly update information to your software.
Disbursement via counter
When receiving a request from your customer at VietinBank's transaction counter, VietinBank inquires the Customer code/Contract code, confirm the information with you and proceed with the transaction.
Collection from bank transfer
VietinBank system credits your account immediately upon receiving a money transfer from another bank and sends payment information (including customer code and other required information as per your request) to you to record for your customers.
Collection via Online payment by cards or website
As your customers enter card and information on your website for payment, VietinBank's payment intermediary sends payment information to the card-issuing bank to perform the transaction and notify the customer of the transaction results.
Automated Collection
In case your customers open accounts at VietinBank and agree to activate Authorization to debit their account, VietinBank automatically debits their accounts to pay you according to the provided invoice/debt information.
Collection via virtual account
VietinBank deploys a digital technology solution linking a payment account with a set of account identifiers to identify and separate revenue sources (cash flow into the payment account) as per your customized demand (eg: revenue sources by investor code, revenue sources by product, or revenue sources by location, etc.). With this service, you can update credit data via API connection and write off on your customers’ accounts, or automatically updated when registering for VietinBank balance fluctuations notification.
Contact
Financial Institutions Department
Hoang Thanh Tower, No. 114 Mai Hac De, Hai Ba Trung District, Hanoi
dctc_ctbh@vietinbank.vn/ dctc@vietinbank.vn