OUTSTANDING FEATURES

• Free card issuance

• Free annual fee for year 1 for priority customers, from year 2 annual fee refund when spending from 250 million VND in the previous 12 months

• Cash-back for next years upon last year’s total accumulated spending of VND 250 million or more. 
• Vietnam Airlines (VNA) earn-mile preferences: card holder is offered with rewards miles by card’s spending sales. The rewards miles are exchanged for air ticket or another valuable gift at VNA application/website in accordance with VNA policy from time to time; the miles are reviewed to upgrade the VNA Golden Lotus card.
• Upgrades to Titan Golden Lotus: The card is automatically upgraded to VNA Titan Lotus card upon GLP account activation, spending and full update on VietinBank system. Upgrades to VNA Goldend Lotus card are applied upon card holder’s accumulation of 25 review flights or 25,000 review miles.
• Lounge-related benefits: Use of international business lounge under JCB policies.
• Free Priority Pass for the Customer and their relatives (*)

(*) Contact the service branch for more details

JCB benefits: Discount of up to VND 1 million from fees for course plays; Free stay for one night and a breakfast at 5-star hospitalities/resorts; Discount of up to VND 1 million at luxury restaurant.

ADDED UTILITIES

• Zero interest hire-purchase for any transactions from VND 2 million or more
• Fee of only 2% for cash withdrawals at VietinBank’s POS.
• Application of contact and contactless chip card technology
• Experience with high technology services: 3D Secure Online Payment, contactless payment, etc.
•  Easy card management, risk management during use such as card activation, PIN change, card lock, card usage limit settings, card usage settings, online payment subscription, etc., via VietinBank iPay application/Call Center at 1900 558 868

PROMOTION PROGRAM

• Engagement with VietinBank’s and JCB's year-round preferences for Ultimate Card
• See rewards point system here