Refunding loans
Benefits for the customers
- Loan up to 100% loan demand
- Diversified loan purpose, regardless of security forms
Features
- Loan currency: VND
- Loan limit: Not exceeding outstanding principal debt of old loan at other credit institutions
- Loan tenor: Not exceeding remaining loan tenor of old loan
- Loan method: Single loan
- Security measures: Unsecured/fully secured/partial backed by assets
Eligibility conditions
- Customer having good creditworthiness and loan repayment prestige without bad debt category 2 and bad debts at any credit institutions as of loan review date.
- Proper use of loans by the Borrower.
- Non-rescheduling loan as of date that VietinBank appraises the loans.
Application procedures
- Legal documents; The customer’s citizen ID card, Certificate of Marriage Status, Certificate of Business Registration, etc.
- Facility documents: Loan request forms cum Loan/Loan Repayment Plans, loan plans, loan contract at other credit institutions, etc.
- Collateral documents
- Other documents under the applicable regulations of VietinBank
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