Benefits for the customers
  • Loan up to 100% loan demand
  • Diversified loan purpose, regardless of security forms
Features
  • Loan currency: VND
  • Loan limit: Not exceeding outstanding principal debt of old loan at other credit institutions
  • Loan tenor: Not exceeding remaining loan tenor of old loan
  • Loan method: Single loan
  • Security measures: Unsecured/fully secured/partial backed by assets
Eligibility conditions
  • Customer having good creditworthiness and loan repayment prestige without bad debt category 2 and bad debts at any credit institutions as of loan review date.
  • Proper use of loans by the Borrower. 
  • Non-rescheduling loan as of date that VietinBank appraises the loans.
Application procedures
  • Legal documents; The customer’s citizen ID card, Certificate of Marriage Status, Certificate of Business Registration, etc.
  • Facility documents: Loan request forms cum Loan/Loan Repayment Plans, loan plans, loan contract at other credit institutions, etc.
  • Collateral documents
  • Other documents under the applicable regulations of VietinBank