Unsecured consumer loans for individual customers
Benefits for the customers
  • Satisfaction to the customers’ living loan demand without collaterals
  • Simple application and procedures
Features
  • Unsecured loans
  • Loan limit up to 100% of loan demand, at most VND 1 billion
  • Loan method by single loan/overdraft limit
  • Maximum loan term of 84 months for single loan, maximum 12 months for overdraft limit
Eligibility conditions
  • Full satisfaction of loan conditions for individual customers under the applicable regulations of VietinBank and following conditions:
  • Satisfaction of loan repayment conditions under the applicable regulations of VietinBank
  • Working at enterprise under the list of VietinBank from time to time. For customers whom salary is not paid via VietinBank, certificate of labor management authority