Unsecured consumer loans for individual customers
Benefits for the customers
- Satisfaction to the customers’ living loan demand without collaterals
- Simple application and procedures
Features
- Unsecured loans
- Loan limit up to 100% of loan demand, at most VND 1 billion
- Loan method by single loan/overdraft limit
- Maximum loan term of 84 months for single loan, maximum 12 months for overdraft limit
Eligibility conditions
- Full satisfaction of loan conditions for individual customers under the applicable regulations of VietinBank and following conditions:
- Satisfaction of loan repayment conditions under the applicable regulations of VietinBank
- Working at enterprise under the list of VietinBank from time to time. For customers whom salary is not paid via VietinBank, certificate of labor management authority
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