Continuing across generation of V-Family - Financial solution package designed for millions of Vietnamese families

24/10/2024 08:49
To meet comprehensive financial demands of family members, from October 25th, 2024, VietinBank officially launches “V-Family”, a superior financial solution package for families.

Recognizing the diverse needs of family members, the V-Family financial solution package is designed to suit different ages, meeting the distinct financial needs of each member, such as: Grandparents always want to enjoy a comfortable life with interest from savings deposits, Parents always save to fulfill their children's dreams of education, working-age members have the need to pay and save to realize their goals of settling down and starting a business, young children want to own beautiful account numbers with unique nicknames to express their personal style.

The needs of family members are different, but every family member wants to be financially independent and optimize the benefits each time they use products and services. Understanding the legitimate desire of families, V-Family is a financial solution package that combines all the necessary products for Grandparents, Parents and young members such as: Regular savings, Savings for children, International cards, Beautiful and alias accounts, loans.

In particular, when participating in the V-Family package, family members participating in the package are all subject to the common preferential policy based on total assets, which is the balance of all term deposits of all members in the family under a Family ID - a unique family group code, specifically:

-          Preferential:

·      Add up to 0.3%/year interest rate on regular savings deposits

·      Add 0.2%/year interest rate on cumulative savings deposits

·      Free (issuance fee and annual fee for the first year) MasterCard Platinum Eliv3 international dual "debit & credit" card along with many other international card promotions.

·      Give Alias (nickname for the account) and beautiful account number  3-6 digits of definition / 6-8 digits of choice, short number type of 7-8 characters 

·      Reduce loan interest rate by 0.2%/year (Applicable for loans to buy real estate/cars/tuition fees/study abroad)  

·      Preferential foreign exchange rates

-          Conditions:

·      Register to join a family group: A minimum of 02 members (grandparents, parents, children) bring their records (ID papers and birth certificate/marriage registration) to VietinBank transaction counters (members under 18 years old do not need to go to the counter). When joining a successful family group, each family group will have a Family ID code and only need to use the Family ID code before registering for products - services to enjoy V-Family package promotions.

·      The total balance of term deposits of the family group is from VND 300 million

·      At least 1 international card (debit card or credit card) of a member in the family group is active

See detailed rules here.

In addition, with the V-Family family financial solution package, Parents can register today for the account package (beautiful payment account, alias or cumulative savings book) for their children, this account package is named after the child, the child owns and the child can use it themselves and initially manage finances through this account when the child is 15 years old. In particular, Parents can manage their child's account under the "Beloved child's account" section right on the VietinBank iPay Mobile application. With this feature, Parents can accompany their children in managing their finances, managing transaction history on their children's accounts, and proactively setting up automatic schedules for saving/transferring money to their children's accounts. The fact that Parents accompany their children in managing their finances will help the children understand the value of money, form the habit of saving, and think about managing their personal finances from an early age.

For more information, customers please contact VietinBank branches/transaction offices nationwide or Customer Support Center: 1900 558 868; Email: contact@vietinbank.vn.

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