JCB Ultimate SaviY cardholders enjoy exclusive privileges in the areas of Dining & Fashion 1. Up to 15% cashback, maximum VND 1,000,000/month 2. Enjoy privileges at restaurants and fashion chains: + Dining: Shopee Food: Direct discount of VND 50,000 for invoices from VND 100,000. Simultaneously applicable to other promotional programs of Shopee Food. Golden Gate (Manwah, Gogi House, Gogi Steak, iSushi, Ashima, Crystal Jade): 50% discount of up to VND 300,000 on Fridays, Saturdays, and Sundays of each week (including holidays and Tet). Hokkaido Sachi: Give E-Voucher worth VND 500,000 using the service at Hokkaido Sachi stores + Fashion: Canifa: 50% discount maximum VND 300,000 for invoices from VND 500,000. Applicable at the same time with other promotions of Canifa Upgrade to Canifa Diamond membership for 1 year Uniqlo: Refund of VND 200,000 for invoices from VND 1,000,000. Detailed terms of incentives at www.vietinbank.vn - Privileges using the business class international lounge, golf incentives, booking,...according to JCB's policy at each period

Unlimited CASHBACK on Monthly Spending

* Free 03 rounds of golf at 34 golf courses nationwide * Discount of up to 3,000,000 VND on high-end resort/dining services

* Convert, offer VNA miles * Golf/hotel/5-star restaurant promotion up to 2.000.000 VND

* Offers on Holidays/Food/Shopping,... (seasonal) * Free annual fee for priority customers

Voucher up to 500,000 VND/customer/month. Maximum 1,000,000 VND/customer/promotion program

First year annual fee waiver if spending VND1,000,000 within 30 days from activation date

Up to 15% cash back on expenses in the areas of supermarket, travel, entertainment, healthcare, education, and online spending

Free Release

* Free issued * Returned first year annual fee with spending of 1 million within 30 days of activation

* Convert VNA award miles * Present VNA miles * Play golf for 1 million/time at 20 golf courses

* 10% refund of up to 1,000,000 VND / cardholder / month at Sendo * Delivery fee discount of up to 40,000 VND

Free release

First year free annual fee

0% interest

Free issue

Free distribution

Free to release