Outstanding Features

• Free issuance
• Annual fee: VND 2,500,000/year (applies to both principal and supplementary cards). Of which:
  • First year annual fee waived for all Priority customers (*).
  • Annual fee from year 2:
    • Priority customers from Platinum tier and above (including corresponding experience tier priority customers and title priority customers): lifetime annual fee waiver (*)
    • Priority customers of Gold tier and other customers: fee waived when cumulative spending reaches VND 180 million in the 12 months preceding the fee collection period
  • (*) At the time the system scans for fee collection, customers belonging to the Priority customer tier will receive an annual fee waiver.

Offers for New Customers

• Upgrade to Titan for 1 year for new customers who make transactions of VND 1,000,000 or more
• Upgrade to Gold for 1 year for new customers who accumulate 25 qualifying flight segments or 25,000 qualifying flight miles
• Detailed terms and conditions: Here 

Offers when using the card

• Flexible reward miles awarded based on customer spending, starting from VND 20,000 spending equivalent to 1 reward mile
• Offer terms and conditions before June 20, 2025: Here 
• Offer terms and conditions from June 20, 2025 - February 19, 2026: Here  

 Ultimate Tier Exclusive Offers from TCT JCB

• Premium dining privileges: VND 1,000,000 discount for bills from VND 2,000,000 at over 30 premium Japanese restaurants and Michelin-selected restaurants in Vietnam
• Lounge service:
  - One complimentary access to International Terminal/Priority pick-up and drop-off service at 5 International airports in Vietnam (for direct flights to Japan)
  - One complimentary access per month to Domestic/International Terminal lounges or one complimentary International Terminal priority pick-up and drop-off service in Vietnam for foreign currency spending of VND 15 million or more in the month.
• Golf service: up to VND 1,000,000 discount per round at over 60 golf courses in Vietnam
• Hotels/resorts: one complimentary night when booking at least 2 consecutive nights at 40 premium hotels and resorts in Vietnam
• Premium healthcare: up to 30% discount on health check-up packages, along with exclusive benefits for travel at reputable clinics in Vietnam and leading medical facilities in Japan.
• Conditions for enjoying offers & detailed terms and conditions: Link JCB card of VietinBank on Zalo app / Mini App JCB Premium Service.

Value-added utilities

• 0% interest installment plan for all spending transactions from VND 1 million
• Cash withdrawal at VietinBank transaction counters with a fee of only 2%
• Contact and contactless chip card technology applied
• High-tech service experience: 3D Secure protected online payments, contactless payments…
• Easy card management, risk control during usage such as card activation, PIN change, card blocking, setting spending limits, setting usage areas, registering for online payments, etc., via VietinBank iPay app/Hotline 1900 558 868

Promotional Program

• Entitled to participate in year-round offers from VietinBank and JCB Card Organization for Ultimate cardholders
• Privilege points system here